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Frequently asked questions
How does the process work?
We analyse the basic information you provide, compare it with real market data models, and show options tailored to you.
At this stage, no documents are required.
What is Credanta?
Credanta is an online platform that analyses your financial profile using modern technology and presents financing options from partner financial institutions in South Africa.
Is the pre-qualification paid?
No. The pre-qualification is 100% free, with no obligation and no requirement to take out any financial product afterwards.
Is the pre-qualification a binding offer?
No. It is an indicative calculation based on your profile and standard market conditions.
Its purpose is to help you understand what type of financing may suit you before starting any formal process.
The final offer always comes directly from the financial institution.
What types of financing can I find on Credanta?
We present options from partner financial institutions in South Africa, including personal loans, debt consolidation, fast financing, and other alternatives tailored to your profile.
2025 © Credanta.
Credanta operates as an aggregator of products and services offered by third-party providers, enabling users to access general information and compare available options. Results may be displayed based on automated pre-scoring criteria, which does not imply the provision of a direct service nor constitute advice, brokerage, intermediation, or the establishment of any contractual relationship by this platform. Credanta’s role is strictly limited to presenting information supplied by partner institutions through preliminary profile analysis tools. Suitability criteria are applied based on the data provided by the user; these are indicative only and do not, under any circumstances, represent the direct provision of a final service or the platform acting as an offeror, provider, authorised intermediary, or advisor with the capacity to enter into contracts on behalf of those institutions.
Credanta is not a party to any contract in any potential legal relationship that may be established between the user and external providers. The platform does not carry out representation, personalised advice, or mediation services. Any decision to enter into an agreement for a product or service rests solely with the user, who should carefully review the terms, conditions, and any other binding elements set out by the relevant provider before formalising any contractual relationship. The availability, accuracy, timeliness, suitability, or completeness of the information presented may change at any time. The inclusion of products or services on the platform does not imply any affiliation, control, endorsement, or verification by its owner regarding the terms offered by third parties. The platform accepts no direct or indirect liability for the outcomes, terms, or consequences arising from entering into an agreement or using products or services accessed through this technology. For full details on how the service operates, as well as the rights and obligations applicable to all parties, please refer to our legal pages.
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