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Frequently asked questions
How does the process work?
We use the preliminary information you provide to compare real market data and display lender matches that may be of interest to you. Because we act solely as a comparison tool, you never need to submit formal documentation to our platform.
What is Credanta?
Credanta is an independent online comparison platform. We use smart technology to process your basic information and connect you with matching options from our partner financial institutions in South Africa.
Is the service paid?
No. Our service is 100% free. There is absolutely no obligation to proceed, and no requirement to apply for any financial product with the lenders we display.
Is the pre-qualification a binding offer?
No. They are strictly indicative matches based on your profile and standard market conditions. Our goal is to help you explore what financing options might suit you before starting any formal process. Any final, binding offer will always come directly from the financial institution.
What types of financing can I find on Credanta?
Through our platform, you can explore options from our partner financial institutions in South Africa that may be of interest to you. Depending on your profile, these matches may include personal loans, debt consolidation, fast financing, and other alternatives.
2026 © Credanta.
Credanta operates as an aggregator of products and services offered by third-party providers, enabling users to access general information and compare available options. Results may be displayed based on automated pre-scoring criteria, which does not imply the provision of a direct service nor constitute advice, brokerage, intermediation, or the establishment of any contractual relationship by this platform. Credanta’s role is strictly limited to presenting information supplied by partner institutions through preliminary profile analysis tools. Suitability criteria are applied based on the data provided by the user; these are indicative only and do not, under any circumstances, represent the direct provision of a final service or the platform acting as an offeror, provider, authorised intermediary, or advisor with the capacity to enter into contracts on behalf of those institutions.
Credanta is not a party to any contract in any potential legal relationship that may be established between the user and external providers. The platform does not carry out representation, personalised advice, or mediation services. Any decision to enter into an agreement for a product or service rests solely with the user, who should carefully review the terms, conditions, and any other binding elements set out by the relevant provider before formalising any contractual relationship. The availability, accuracy, timeliness, suitability, or completeness of the information presented may change at any time. The inclusion of products or services on the platform does not imply any affiliation, control, endorsement, or verification by its owner regarding the terms offered by third parties. The platform accepts no direct or indirect liability for the outcomes, terms, or consequences arising from entering into an agreement or using products or services accessed through this technology. For full details on how the service operates, as well as the rights and obligations applicable to all parties, please refer to our legal pages.
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